Institutional-GradeTreasury YieldsOn-Chain
Access US Treasury yields through a regulated, transparent vault infrastructure. Built on Arc Network with the security institutions demand.
Global Network Infrastructure
Connected across chains, accessible worldwide
Core Infrastructure
Institutional-grade components built on proven foundations
Yield Vault
ERC-4626 compliant vault for automated Treasury yield access. Deposit USDC, earn ~3-5% APY.
Payment Streams
Real-time payment flows for salaries, subscriptions, and vesting schedules.
Treasury Collateral
1:1 backed by short-term US Treasury bills. Segregated custody with quarterly audits.
Cross-Chain Access
Bridge from Ethereum, Arbitrum, Base, and other major networks via Arc Gateway.
How It Works
Three steps to access Treasury yields
Deposit Stablecoins
Transfer USDC or EURC to the USYC vault via Arc Network or supported bridges.
Receive USYC Tokens
Mint yield-bearing USYC tokens representing your share of Treasury collateral.
Accrue & Withdraw
Watch your balance grow and redeem to stablecoins anytime with instant settlement.
Deposit Stablecoins
Transfer USDC or EURC to the USYC vault via Arc Network or supported bridges.
Receive USYC Tokens
Mint yield-bearing USYC tokens representing your share of Treasury collateral.
Accrue & Withdraw
Watch your balance grow and redeem to stablecoins anytime with instant settlement.
USYC Protocol Labs is a decentralized yield vault protocol built on Circle's Arc Network, enabling users to earn real US Treasury Bill yields through USYC tokenized assets. By bridging traditional finance stability with DeFi accessibility, we provide institutional-grade yields to everyday users through simple USDC and EURC deposits.
The current DeFi landscape presents significant challenges:
USYC Protocol bridges TradFi stability with DeFi accessibility:
| Feature | Description |
|---|---|
| Treasury Yield Vault | Real yield from US Treasury Bills, not inflationary rewards |
| Multi-Currency | Deposit in USDC (USD) or EURC (EUR) |
| Flexible Options | Instant access or lock for enhanced APY |
| Payment Streaming | Real-time payments for payroll & subscriptions |
| Institutional Security | Built on Circle's regulated Arc Network |
| Lock Period | Base APY | Bonus | Total APY |
|---|---|---|---|
| Flexible | 3.45% | +0.27% | 3.72% |
| 1 Month | 3.45% | +4.05% | 7.50% |
| 3 Months | 3.45% | +10.05% | 13.50% |
| 12 Months | 3.45% | +13.45% | 16.90% |
Base APY reflects current USYC yield from US Treasury Bills. Lock bonuses reward longer commitments.
Deployed Contracts (Testnet)
This Litepaper is for informational purposes only. USYC Protocol Labs is currently in testnet phase. Nothing in this document constitutes financial, investment, legal, or tax advice. The information provided is subject to change without notice. Past performance is not indicative of future results. Cryptocurrency investments carry significant risks. Please conduct your own research and consult with qualified professionals before making any investment decisions. USYC Protocol Labs makes no warranties about the accuracy, completeness, or reliability of the information contained herein.
Network Status
Real-time protocol and network metrics
| Metric | Value | Change 24h | Status |
|---|---|---|---|
USYC Price | $1.1107 | +0.04% | Stable |
Block Height | 8,291,482 | +14,201 | Synced |
Daily Active Users | 1,247 | +8.2% | Normal |
Yield Distributed (MTD) | $1,284,012 | — | Active |
Start Earning Treasury Yields
Join institutional investors accessing the most reliable yield source in digital assets. Backed by the full faith of US Treasuries.